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Property records in New Jersey are public information which means they can be accessed by anyone. These records contain important details about property ownership, including the current owner's name, prior owners, property tax information, and more.
Whether you're looking to buy a new home in New Jersey or are simply curious about your property's history, accessing these records can help you better understand the real estate market in the state.
In addition, property records can be helpful for genealogical research, as they may contain information about the property's previous occupants.
The county clerk maintains NJ property records in each county. These records are available to the public but may require a small fee for access.
Like other states in the US, some counties in New Jersey offer online access to property records, while others require a trip to the county courthouse. To look up a property record, you'll need to know what county the property is located in. Once you have this information, you can visit the county clerk's office or search online for more details.
InfoTracer, an online public records database, is another valuable resource for accessing New Jersey property records. You can quickly locate and retrieve property records in NJ using this efficient tool in the comfort of your own home.
New Jersey property records typically include the following information:
Other information such as property appraisals, inspections, and surveys may also be included in New Jersey property records. This depends on the county where the property is located.
Property tax records are a vital part of any real estate transaction in New Jersey. These records are maintained by the county tax assessor and provide important information about the property, including its assessed value, taxes owed, and any exemptions that may apply.
It's important to note that the Garden State has one of the highest property tax rates in the country. The average effective property tax rate in New Jersey is 2.42%, compared to 1.07% nationally. Therefore, homebuyers and sellers in New Jersey should be particularly diligent when it comes to understanding property tax records.
Bergen County is one of the highest property tax districts in New Jersey, with an average effective rate of 2.18%. Other counties to watch out for include Morris (2.14%), Somerset (2.20%), and Hunterdon (2.33%).
The lowest property tax districts in New Jersey are Cumberland (2.69%), Cape May (1.51%), and Salem (3.02%).
Regardless of where you live in New Jersey, it's crucial to understand property tax records as they can significantly impact your real estate transactions.
The Registries of Deeds in New Jersey are in charge of documenting and keeping track of real estate documents, such as deeds, mortgages, and other conveyancing instruments.
Below are the contact details for the Registries of Deeds in some of the most populous counties in New Jersey:
Bergen County Recorder of Deeds
1 Bergen County Plaza
Hackensack, New Jersey, 07601
Camden County Recorder of Deeds
520 Market Street
Camden, New Jersey, 08102
Hunterdon County Recorder of Deeds
PO Box 2900
Flemington, New Jersey, 08822
Monmouth County Recorder of Deeds
33 Mechanic Street
Freehold, New Jersey, 07728
Mercer County Recorder of Deeds
209 South Broad Street
Trenton, New Jersey, 08608
Morris County Recorder of Deeds
PO Box 315
Morristown, New Jersey, 07963
Burlington County Clerk
49 Rancocas Mount Holly Road
Mount Holly, New Jersey, 08060
Hudson County Register's Office
257 Cornelison Avenue
Jersey, New Jersey, 07302
Middlesex County Recorder of Deeds
PO Box 1110
New Brunswick, New Jersey, 08903
Ocean County Clerk's Office
118 Washington Street
Toms River, New Jersey, 08753
Somerset County Recorder of Deeds
PO Box 3000
Somerville, New Jersey, 08876
As with other states, the best way to find out who owns a property in New Jersey is to search the state's public records. The county recorder's office is the best place to start your search, as they will have a history of all property ownership transfers in the county.
You can either use their online database search tool to conduct your search or visit the office in person and speak to a staff member directly.
In addition, several third-party commercial services offer property ownership records searches for a fee. InfoTracer is one such service, and it allows you to search for property records across the US, including in New Jersey.
Most counties in NJ have an online property records database that you can search. Simply go to the county recorder's website and look for the link to their online database. Once you're in the database, they will usually ask for the property's address, owner's last name, or parcel ID to perform the search.
In some cases, you may need to create an account before accessing the records. Some also require a fee for accessing the documents, although this is usually a nominal amount.
InfoTracer also offers an online property records search tool that you can use to look up property details in New Jersey.
The County Clerk's office is generally responsible for recording deeds in New Jersey. Each county has its own office and methods for recording property transactions, so it's best to contact the relevant office directly to find out more information.
You can usually find your local county clerk's address and contact information on their official website.
The Unclaimed Property Administration (UPA) is responsible for handling unclaimed properties in New Jersey here. You can search for unclaimed property on their website, which includes a list of the most common types of unclaimed property, such as bank accounts, insurance policies, and safe deposit box contents.
Aside from offering a property record search tool, InfoTracer also has a database of unclaimed assets that you can search.